Recently, Ray Dalio, the founder of Bridgewater Associates, shared his unique insights on the current investment environment during a podcast interview. In the face of uncertainty in the U.S. economy, this investment pro made a thought-provoking suggestion: consider allocating 15% of the investment portfolio to Bitcoin and gold to address potential economic risks.

Dalio deeply analyzed the current fiscal predicament of the United States. He pointed out that government spending exceeds income by 40%, and the debt has reached six times the income. Each year, interest payments alone amount to $1 trillion, accounting for half of the budget deficit. He warned that possible solutions to this problem—issuing more bonds or increasing the money supply—could trigger risks that the market has not fully recognized, and could even lead to a significant market downturn.

However, Dalio's attitude towards Bitcoin and gold is not entirely the same. Although he places both as potential hedging tools, he leans more towards gold. He believes that cryptocurrencies face many challenges in becoming a central bank reserve currency, such as the high transparency of transactions leading to privacy issues, and the security of Bitcoin's code and the stability of its protocol remain controversial. Therefore, his personal investment strategy is to hold gold while also allocating a small amount of Bitcoin.

Dalio's perspective offers investors a new way of thinking. However, for ordinary investors, it is essential to carefully consider their risk tolerance when adopting this advice. After all, gold, as a traditional safe-haven asset, represents different risk and return characteristics compared to high-volatility emerging assets like Bitcoin.

In the current complex and ever-changing economic environment, investors need to weigh various factors to establish an investment portfolio that suits their situation. Whether choosing traditional gold or emerging cryptocurrencies, the key lies in understanding the characteristics of different assets and making informed decisions based on personal financial goals and risk preferences.